The clowns that fell
SVB and Credit Suisse were on this wall when it went up in 2021. Both are gone now, and so are Signature, Silvergate and First Republic.
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RIP 2024
Evergrande
The world's most indebted property developer, ordered into liquidation by a Hong Kong court in January 2024.
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RIP 2023
Credit Suisse
Taken over by UBS in a government-brokered emergency deal, March 2023.
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RIP 2023
CS First Boston
Credit Suisse's investment bank, swallowed by UBS along with the rest of it in 2023.
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RIP 2023
First Republic Bank
Seized and sold to JPMorgan Chase, May 2023.
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RIP 2023
Signature Bank
Closed by New York regulators two days after SVB, March 2023.
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RIP 2023
Silicon Valley Bank
Seized by the FDIC after a bank run, March 2023.
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RIP 2023
Silvergate Bank
Crypto's favourite bank, until it announced its own wind-down in March 2023.
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RIP 2022
Sam Bankman Fraud
FTX's founder. The exchange collapsed in November 2022; he was convicted of fraud in 2023 and sentenced to 25 years.
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RIP 2008
Bear Stearns
Collapsed in March 2008 and was sold to JPMorgan in a Fed-backed rescue.
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Bailed out 2008
Fannie Mae
Taken into US government conservatorship, September 2008.
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Bailed out 2008
Freddie Mac
Taken into US government conservatorship, September 2008.
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Rescued 2008
Merrill Lynch
Sold to Bank of America the weekend Lehman Brothers failed, September 2008.
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Rescued 2008
Wachovia
Sold to Wells Fargo at the height of the 2008 crisis.
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RIP 2003
Salomon Brothers
The bond desk of Liar's Poker fame, absorbed into Citigroup, which retired the name in 2003.
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RIP 1996
Stratton Oakmont
The Wolf of Wall Street's boiler room, expelled by regulators in 1996.
The wall
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ABN AMRO
#14792
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Agricultural Bank China
#3683
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Allianz
#4848
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ALLY FINANCIAL
#6022
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American Express
#1653
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Ameriprise Financial
#6947
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ANZ
#13076
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Banco de Oro
#2519
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Banco Popular
#14285
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Banco Santander
#11251
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Bank for Int Settlements
#3284
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Bank of America
#2709
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Bank of Americlown
#14016
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Bank of Cyprus
#16183
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Bank of England
#9071
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Bank of Japan
#12410
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Bank of Luxemburg
#8315
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Bank of Montreal
#13583
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Bank van Breda
#1342
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Barclays
#2686
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BBVA
#9589
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Bear Stearns
#11940RIP 2008
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Berkshire Hathaway
#3369
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Blackrock Inc
#12802
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Blackstone
#12984
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BMO Harris Bank
#1586
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BNP Paribas
#9048
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BNY Mellon
#6957
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Bridgewater Associates
#4581
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Capital Group
#14810
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Capital One
#8347
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CBRT CentralBankofTurkey
#2972
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Central Bank of Iran
#6868
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Central Bank of Russia
#1575
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Charles Schwab
#15083
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Chase
#10062
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China Construction Bank
#2253
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Citi
#4312
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Citi Private Bank
#5279
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Citibank
#7902
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Citigroup
#10747
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Citigroup Inc
#8267
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Citizens Bank
#15172
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Citizens Financial Group
#5734
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Clownbase
#8166
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ClTlBANK
#9908
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Commonwealth Bank
#4538
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Credit Agricole
#6968
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Credit Suisse
#15887RIP 2023
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CS First Boston
#3000RIP 2023
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DBS
#15863
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De Nederlandsche Bank
#12690
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Deutsche Bank
#8054
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Discover Financial
#11564
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Edward Jones
#10836
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Erste Group Bank
#12654
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Euoropean Central Bank
#12134
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European Central Bank
#9032
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Evergrande
#5083RIP 2024
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Fannie Mae
#15788Bailed out 2008
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Federal Reserve
#15845
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Fifth Third Bank
#15824
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First Interstate Bank
#1426
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First Republic Bank
#3668RIP 2023
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Freddie Mac
#1803Bailed out 2008
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Goldman Sachs
#8455
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Heartland Financial
#3864
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HSBC
#5062
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HUNTINGTON BANK
#4158
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ICBC
#1814
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IMF
#11663
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Industrial Bank
#5119
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ING Bank
#1332
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Intesa Sanpaolo
#11804
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Jefferies
#10817
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JP Morgan
#15191
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JP Morgan Chase
#5022
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KB Kookmin Bank
#885
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KeyBank
#12713
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KKR
#4046
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Lazard
#485
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Lloyds bank
#1064
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M and T Bank
#8409
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Macquarie
#15792
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Mastercard
#9627
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Merrill Lynch
#5043Rescued 2008
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Moelis and Company
#680
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Morgan Stanley
#7590
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MUFG
#10423
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National Bank of Poland
#1337
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Nationale Bank van Belgie
#4868
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Nomura
#1886
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Norges Bank
#14946
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Peoples Bank of China
#5695
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PIMCO
#641
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PNC
#799
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Rabobank
#12258
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Raiffeisen Bank
#14286
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Reserve Bank of Australia
#15482
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Royal Bank of Canada
#9122
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Royal Clown of Canada
#9038
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Salomon Brothers
#9216RIP 2003
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Sam Bankman Fraud
#13567RIP 2022
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Santander
#4668
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Scotiabank
#12919
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Signature Bank
#7160RIP 2023
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Silicon Valley Bank
#2150RIP 2023
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Silvergate Bank
#626RIP 2023
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Societe Generale
#1480
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Softbank
#10220
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Standard Chartered
#15443
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State Street Corporation
#1335
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Stratton Oakmont
#3078RIP 1996
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Sveriges Riksbank
#9611
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Swedbank
#5794
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TD Bank
#14427
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The Bank of Nova Scotia
#10853
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THE FED
#3098
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The Federal Reserve
#8997
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Thomas Carlyle Group
#4827
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Truist Financial
#11196
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Truist Financial Corp
#15125
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UBS
#10187
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UniCredit
#14870
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UniCredit SpA
#11806
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US Bancorp
#6154
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US Bank
#15850
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US Treasury Department
#4449
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Vanguard
#1705
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Visa
#3655
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Wachovia
#13661Rescued 2008
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Wells Fargo
#5676
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Westpac
#14611
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World Bank
#5483
No clown by that name. Yet.
Get your own clown bank
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Find a clown
Browse Hashmasks on OpenSea for one wearing a clown mask, and buy it.
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Name it after a bank
Rename it on thehashmasks.com. A rename costs 1,830 NCT, and no two masks can share a name, so if your bank is taken, find another clown bank.
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Tell the world
Post it with #BanksAreZeros so it can go up on the wall.
What is all this?
Banks Are Zeros
Clown Banks grew out of the Banks Are Zeros meme from BowTiedBull, formerly of Wall Street Playboys, who now writes at bowtiedbull.io and on X. Its high point was Clownhattan: a crowd in clown masks in Times Square in May 2021.
Hashmasks
16,384 digital portraits by more than 70 artists, released by Suum Cuique Labs in 2021. Every mask's name lives on the Ethereum blockchain, and whoever owns the mask can change it.
NCT, the Name Changing Token
Renaming a Hashmask costs 1,830 NCT. Names are unique across the whole collection, so there is only ever one clown called Goldman Sachs.
TradFi and DeFi
Traditional finance is the century-old banks, the central banks and the firms around them. Decentralized finance swaps those middlemen for smart contracts on public blockchains. This wall tells a joke about the first, written on the second.